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Amid retail stress, loan write-offs surge in FY25 as banks eye low NPA ratios

Mumbai, May 9 -- India's leading banks have written off much higher value of loans in the previous fiscal (FY25) as well as in the last quarter of the fiscal compared to FY24. These write-offs have he... Read More


Are banks hiding weak asset quality with higher loan write-offs?

New Delhi, May 9 -- Mumbai: India's leading banks have written off much higher value of loans in the previous fiscal (FY25) as well as in the last quarter of the fiscal compared to FY24. These write-o... Read More


Banks clock better loan quality in Q4 on write-offs

mumbai, May 9 -- India's leading banks have written off much higher value of loans in the previous fiscal year (FY25) as well as in the last quarter of the fiscal compared to FY24. These write-offs ha... Read More


Bank of Baroda's margin pressure to continue before easing in FY26 second half

Mumbai, May 6 -- Pressure on Bank of Baroda's margins will continue during the ongoing and second quarters of 2025-26 as the cost of deposits continues to reprice with a lag, according to managing dir... Read More


SBI shares fall as lender tempers loan growth target amid tariff uncertainty

Mumbai, May 5 -- Shares of State Bank of India fell on Monday after the country's largest lender cut its loan growth target for 2025-26 amid geopolitical uncertainty triggered by the US tariffs, altho... Read More


Mint Explainer: UPI Circle's vast potential beyond family and friends

New Delhi, May 3 -- The newly introduced UPI Circle feature expands the reach of UPI to those without a bank account, such as minors, allowing inter-connected payments within trusted groups. The Natio... Read More


Mint Explainer: Who will run IndusInd Bank without senior leadership?

New Delhi, April 30 -- Sumant Kathpalia stepped down as IndusInd Bank's managing director and chief executive on 29 April 2025 amid investigations into accounting discrepancies in the bank's derivativ... Read More


RBI allows IndusInd to constitute committee of executives to run bank as CEO resigns

Mumbai, April 30 -- The Reserve Bank of India has allowed the board of IndusInd Bank to constitute a 'committee of executives' to run the bank following the resignation of managing director and chief ... Read More


Axis Bank Q4 PAT flat on muted business growth, treasury losses

Mumbai, April 24 -- Muted business growth as the bank "calibrated" its loan portfolio, and lower treasury gains weighed on Axis Bank's profitability in Q4 FY25, even as asset quality pressure remained... Read More


Mint Explainer: What RBI's new liquidity coverage ratio norms mean for banks

Mumbai, April 24 -- The Reserve Bank of India issued the final norms on computation of high-quality liquid assets (HQLA) and the run-off factor on certain categories of deposits, for banks calculating... Read More